Working on Social Security Disability

If you get Social Security disability benefits, (SSI) you can work, if you pre-tax income remained below the prescribed limits. (If you receive SSI benefits rules are different for you, refer to our section on work while receiving SSI payments.) This means you can work and supplement their Social Security check, may also have health insurance without worrying about Social Security cutting off disability benefits.

The catch is you have to be careful and monitor the monthly gross salary so that you do not go over the limit. If you go over the limit, Social Security can make you into what they call "disability cessation" because you pay. If this happens you can stop your monthly check, and you can charge a hefty overpayment backdating when recording the "disability cessation." disability Insurance

How will you ensure work and continue to use? You always pay less pre-tax limit; in 2006 the pre-tax limit is $ 860 per month. (If you are blind, this number is higher: $ 1,450 per month.) The $ 860 amount that Social Security is intended as a "Significant Gainful Activity" or Sga Press. If you work and get this Sga Press the amount of Social Security figures you can work full time just like everyone else, and you do not need disability payments.

Also Read: The Social Security Disabled Widow Benefits

Understand that this Sga Press amount ($ 860 for 2006) is the upper limit for salaries. There are a number of Social Security tracks when it comes to salaries. This number is called a "Trial Work Month." When you receive Social Security disability benefits and is suitable for 9 Trial Work Months every five years. The "Trial Work Month" is a month that your income is more than $ 620 pre-tax. ($ 620 is the amount for 2006)

Trial months is special because you can get a number you wish; these months are not subject to the Sga Press limit. For example, if you go over the limit a month and earned $ 1200, you still seem because Social Security will count this month as a test. (As long as you do not use them all up, remember you only get 9 every 5 years) You can use the trial for months as a safety cushion if you go in the $ 860 range. Do not make a habit of going on, because if you use up all trial work months Social Security will evaluate your disability, and can not stop using.

To be safe, do not earn in the $ 860 range. You use up all the test this month. However, Social Security does not stop benefits, or charge you a hefty overpayment. Remember that all of the many dollar was mentioned in many pre-tax. this is before anything is deducted from the gross salary. As soon as you start work and be taught by Social Security's call to free number.